Establishing a good relationship with the bank is essential when you have a small business venture. In business, there will surely come a time when you need to borrow bank loans. For this matter, banks will need to assess risks associated with providing you with a loan. To have a good bank relationship, you need to manage your bank account wisely by avoiding bounced checks and overdraws. Maintaining good business credit record is important; thus, when you take advantage of short-term loans, make sure to pay them on time. Lastly, communicate with your bankers as needed and help them understand your business. When anticipating delay in payments, make sure to inform your banker about such issue.