With too many expenses that everyone today has to face, it is not surprising that savings have sometimes become an optional item in the monthly budget. Here is a good way that you can save money and gain some additional benefits in the process.

Let us say, for example, that you want to save money and also want to quit smoking at the same time. What you need to do is to make a promise to yourself that whenever you smoke two sticks in an hour, you will have to drop a pound of money in your piggy bank. The result is — either you lessen the number of tobacco you smoke everyday or save a lot of money.

The process is simple, find a habit that you want to change. Then make a contract to yourself that in every instance that you practice that habit you have to save some money. It is an effective way to save money and lose a bad habit a little at a time.